The reason why a median priced home costs $1,200,000 in San Francisco is because there are plenty of jobs that pay healthy six figure incomes. For example, the median income for a 29 year old MBA graduate from Berkeley, Stanford, Columbia, UCLA, and Harvard is around $150,000 all in. Add two of these graduates together and we’re at $300,000.
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Want up to $3,000/year to help with remodeling? Those who owe less than $300,000 on their home and haven’t missed a mortgage payment in the last year can use Obama’s once in a lifetime mortgage relief program. The program is totally free and doesn’t add any cost to your refi. Will you take advantage before it expires in December 2016?
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Pay Down Debt Or Leverage Up To Buy More Property? Posted by Financial Samurai 126 Comments.. At least with a mortgage free home, they will have a place to live.. I’d say pay off the mortgage to reduce risk and stress, since it appears you’re leaning that way. SF real estate will keep going to the sky.until it doesn’t.